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1. Costs - No Win No Fee! 

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only. 

2. Coverage in Zimbabwe 

Zimbabwe is divided into 12 provinces. Our local office is in Harare - the country's capital and most populous province enabling us to recover debts throughout the entire country. 

3. Local Experience 

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors' language, in the case of Zimbabwe the main languages spoken are Shona, Ndebele and English. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas. 

4. Statute of Limitation in Zimbabwe 

10 years but there are many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim 
Search a country below for debt collection: 

How to Instruct Us 

We simply require the following details: 
Full name & address of the debtor 
All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s) 
Amount owed (Invoice(s) or Statement will help) 
Or ask us to call you – just leave us your details: 

Zimbabwe Debt Collection – No Win No Fee 

Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. All our international offices and partners initiate the collection processes by sending the debtors a debt collection letter to introduce their involvement. 
Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows: 
The local International Debt collection Partners know: 
The local cultures 
The best methods of initiating debt recovery letters and processes 
The languages 
The laws 
Are in the same time zones 
Herewith details of our debt collection service Zimbabwe: 

Location of debt recovery office in Zimbabwe? 

All debt collection letters are sent by the local head office. 

Number of debt collection staff? 

15 lawyers and 35 support staff. Each staff member is allocated a client and all their debt collection letters are personalised in order to effect the best response results from debtors. 

How long have you been operating a debt recovery service in Zimbabwe? 

Our local partner has been in existence since August 1893. 

What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)? 

We handle both Business to Business debt recovery cases and Business to Consumer debt collections cases. There is different content for business to business debt collection letter templates and business to consumer debt collection letters templates

Statue of Limitation in Zimbabwe? 

In terms of the Prescription Act [Chapter 8:11]
30 years, in the case of  a debt secured by mortgage bond, or a judgment debt 0r a debt in respect of taxation imposed or levied by or under any enactment or  a debt owed to the State in respect of any tax, royalty, tribute, share of the profits or other similar charge or consideration payable in connection with the exploitation of or the right to win minerals or other substances; 
15 years, in the case of a debt owed to the State and arising out of an advance or loan of money or a sale or lease of land by the State to the debtor unless a longer period applies in respect of the debt concerned in terms of paragraph; 
6 years in the case of a debt arising from a bill of exchange or other negotiable instrument or from a notarial contract or any other debt owed to the State which does not prescribe after 15 or 30 years; 
3 years in the case of any other debt except where any enactment provides otherwise. 

How EU (European Union) laws effect debt collection in Zimbabwe? 


How many companies registries in Zimbabwe for businesses (i.e. UK has just 1 central registry)? 

There is one in Harare and another in Bulawayo 

What is the debt collection process in Zimbabwe? 

Demand followed by summons or negotiation of payment terms. 

Average length of time to collect a debt? 

It depends on whether the debt is contested. If not contested we can have a judgment within a month. It also depends on the capability of the debtor to pay as we can proceed to execution and not find sufficient assets to execute. 

Can late payment fees / interest to be added to claims? 

If they were part of the agreement. 

Details on legal service / process in Zimbabwe? 

Legal services are offered by legal practitioners who are regulated by the Law Society in terms of statute. Actions can be instituted in the Magistrates’ Courts which are limited in terms of the monetary value that can be claimed. Actions can also be instituted in the High Court which has original jurisdiction. 
Exchange Control Authority is required before a resident incurs an obligation to make payment outside Zimbabwe. In addition there is a foreign currency shortage so payments from Zimbabwe are also subject to exchange control regulation and approval unless it is being done from free funds. 

Zimbabwe Business Credit Reports 

Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. We provide freshly investigated Zimbabwe Credit Reports which can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed. 

Zimbabwe Tracing Agents 

Creditreform’s debt collection company service also uses expert local Zimbabwe tracing agent services to locate any absconded debtor. This debtor tracing service is provided on a No Find No Fee basis only charging for a successful trace. 

Specialist Debt Recovery Experts 

There are many unique requirements to recovering international debts in all countries including Zimbabwe debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service. 

Zimbabwe Debt Collection Partners in the following Zimbabwe Cities  Bulawayo Debt Collection Agency Chitungwiza Debt Collection Agency Gweru Debt Collection Agency Harare Debt Collection Agency Mutare Debt Collection Agency  

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