1. Costs - No Win No Fee! 

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only. 

2. Coverage in Switzerland 

Switzerland is divided into 26 cantons with the most populous being Zurich and Bern. Creditreform has 7 offices in Switzerland (Basel, Bern, Lausanne, Lugano, Luzern, St. Gallen and Zurich) enabling us to recover debts throughout the entire country. 

3. Local Experience 

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors' language, in this case of Switzerland there are 4 official languages; German, French, Italian and Romansh. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas. 

4. Statute of Limitation in Switzerland 

5-10 years but there are special exemptions so whatever the age please contact us and we will advise if we can assist with your claim 
Search a country below for debt collection: 

How to Instruct Us 

We simply require the following details: 
Full name & address of the debtor 
All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s) 
Amount owed (Invoice(s) or Statement will help) 
Or ask us to call you – just leave us your details: 

Switzerland Debt Collection – No Win No Fee 

Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. 
Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows: 
The local International Debt collection Partners know: 
The local cultures 
The languages 
The laws 
Are in the same time zones 
Herewith details of our debt collection service Switzerland: 

Location of debt recovery office in Switzerland? 

7 offices in Basel, Bern, Lausanne, Lugano, Luzern, St. Gallen and Zurich. All debt collection letters are sent by the local head office. 

Number of debt collection staff? 

190 staff. Each staff member is allocated a client and all their debt collection letters are personalised in order to effect the best response result s from debtors. 

How long have you been operating a debt recovery service in Switzerland? 

We have been operating a European debt collection service on a no win no fee basis in Switzerland since 1888. Switzerland is included on our debt collection agency list

What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)? 

We handle both Business to Business debt recovery cases and Business to Consumer debt collections cases. There is different content for business to business debt collection letter templates and business to consumer debt collection letters templates. 

Statue of Limitation in Switzerland? 

5 – 10 years in Switzerland. 
Switzerland civil litigation statute of limitations is a law that time limits a plaintiff’s right to bring a claim against a defendant. The statute of limitations in Switzerland is 10 years. However, if an action has been taken within this time then the statute of limitations time will be extended to account for this. Once the specified time period elapses then no action can be taken through the legal processes unless the plaintiff is able to prove exceptional circumstances. Other Statute of Limitations include: 
Switzerland Open Account Years – 10 years 
Switzerland Promissory Notes – 10 years 
Switzerland Written Contracts – 10 years 
Switzerland Oral Agreements – 10 years 

How EU (European Union) laws effect debt collection in Switzerland? 

Although there are many European legislations, we can work with our national laws. 
Switzerland signed a free trade agreement (FTA) with the European Union (EU) in 1972 and this has been enforced since 1973. Switzerland is associated with the European Union through a series of bilateral treaties in which Switzerland has adopted various provisions of European Union law in order to participate in the Union's single market without joining as a member state such as being a participant in the Schengen Area. All of Switzerland’s neighbours (excluding Liechtenstein) are EU member states. 

How many companies registries in Switzerland for businesses (i.e. UK has just 1 central registry)? 

There is 1 company registry in Switzerland which is called Central Business Names Index (Zefix) — maintained by the Federal Commercial Registry Office located at Federal Office of Justice (FOJ) / Federal Registry of Commerce (FRC), Bundesrain 20, 3003 Bern, Switzerland. 
We have access to Switzerland Company Registry searches to find out who further background information on all Switzerland companies. 

What is the debt collection process in Switzerland? 

We first send a debt recovery letter/mail. In B2C we send also a registered letter. After 10 days we send a second debt collection letter, a warning that the file will be transferred to the lawyer. Then we try a phone conversation. Our in-house lawyer send a last debt recovery letter, again after 10 days. We try to settle/close in 1 month. 

Average length of time to collect a debt? 

The average time taken to recover a Switzerland B2B debt collection case varies from case to case but typically takes 1 month in Switzerland. 

Can late payment fees / interest to be added to claims? 

5% interest but only when at least 1 reminder was sent by the creditor. 

Details on legal service / process in Switzerland? 

Our lawyers work under the same conditions. The costs for the bailiff have to be paid in advance. They are added to the claim and have to be settled by the debtor. 
We have an own software-system that allows us to cover big quantities of files. They are processed the same day. Our clients receive also a login so they can check the status of their files whenever they want. They are always updated on the same day. 

Switzerland Business Credit Reports 

Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. Total businesses registered in Switzerland is over 500,000. Through our online databases you can download Switzerland business credit reports instantly. This can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed. 

Switzerland Skip Tracing Agents 

Creditreform’s debt collection company service also uses expert local Switzerland tracing agent services to locate any absconded debtor. This debtor tracing service is provided on a No Find No Fee basis only charging for a successful trace. 

Specialist Debt Recovery Experts 

There are many unique requirements to recovering international debts in all countries including Switzerland debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service. 

Switzerland Debt Collection Partners in the following Swiss Cities: 

Who are the main trading partners for Switzerland? 

The main import and export partner for Switzerland are USA, Germany, China and UK

Which countries border Switzerland? 

Switzerland is located in Europe which borders Italy, France, Germany, Austria and Liechtenstein

What is the Supreme Court in Switzerland? 

The Federal Supreme Court of Switzerland (German: Bundesgericht, French: Tribunal fédéral, Italian: Tribunale federale, Romansh: Tribunal federal) is the supreme court of the Swiss Confederation and at the head of the Swiss judiciary. It's location is in Lausanne. 
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