1. Costs - No Win No Fee! 

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only. 

2. Coverage in Mozambique 

Mozambique is divided into 11 provinces. Our local head office is in Beira with further offices in Tete, Nampula, Nacala and Pemba so we can recover debts throughout all of Mozambique. 

3. Local Experience 

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors' language, in the case of Mozambique Portuguese is the most widely spoken along with many indigenous languages. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas. 

4. Statute of Limitation in Mozambique 

5 years but there are special exemptions so whatever the age please contact us and we will advise if we can assist with your claim 
Search a country below for debt collection: 

How to Instruct Us 

We simply require the following details: 
Full name & address of the debtor 
All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s) 
Amount owed (Invoice(s) or Statement will help) 
Or ask us to call you – just leave us your details: 

Mozambique Debt Collection – No Win No Fee 

Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. All our international offices and partners initiate the collection processes by sending the debtors a debt collection letter to introduce their involvement. 
Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows: 
The local International Debt collection Partners know: 
The local cultures 
The best methods of initiating debt recovery letters and processes 
The languages 
The laws 
Are in the same time zones 
Herewith details of our debt collection serviceMozambique: 

Location of debt recovery office in Mozambique? 

Beira (Head Office), Tete, Nampula, Nacala and Pemba (Centre an North Region). 
All debt collection letters are sent by the local head office. 

Number of debt collection staff? 

15 Lawyers and 2 Trainees. Each staff member is allocated a client and all their debt collection letters are personalised in order to effect the best response results from debtors. 

How long have you been operating a debt recovery service in Mozambique? 

We have been operating an African debt collection service on a no win no fee basis in Mozambique since 2003. Mozambique is included on our debt collection agency list

What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)? 

We handle both Business to Business debt recovery cases and Business to Consumer debt collections cases. There is different content for business to business debt collection letter templates and business to consumer debt collection letters templates

Statue of Limitation in Mozambique? 

5 years in Mozmambique. 
Mozambique civil litigation statute of limitations is a law that time limits a plaintiff’s right to bring a claim against a defendant. The statute of limitations in Mozambique is 15 years. However, if an action has been taken within this time then the statute of limitations time will be extended to account for this. Once the specified time period elapses then no action can be taken through the legal processes unless the plaintiff is able to prove exceptional circumstances. 

How EU (European Union) laws effect debt collection in Mozambique? 

No effect in Mozambique. 
Mozambique signed a free trade agreement (FTA) as part of the Southern African Development Community (SADC) together with the European Union (EU) in 2016. This is referred to as the Economic Partnership Agreement between the SADC and the European Union. The other SADC states involved are Botswana, Lesotho, Namibia, South Africa and Swaziland (Eswatini)

How many companies registries in Mozambique for businesses (i.e. UK has just 1 central registry)? 

Also one registry, but in many cases a difficult access to a information. There is not online information. 
There is 1 company registry in Mozambique which is called Mozambique Commercial Registry - Conservatórias do Registo das Entidades Legais / Balcão de Atendimento Único located at Av. Guerra Popular, Nº 20, 2nd Floor – Salas 201-205, Maputo. 
We have access to Mozambique Company Registry searches to find out who further background information on all Mozambique companies. 

What is the debt collection process in Mozambique? 

Extra judiciary, judiciary debt collection. All cases are initiated by a debt recovery letter. 

Average length of time to collect a debt? 

The average time taken to recover a Mozambique B2B debt collection case varies from case to case. Judiciary collection we cannot compromise with a length of time 

Can late payment fees / interest to be added to claims? 

A lawyer cannot make his fees depends 100% of the result of the collection. Is legal to charge interests. But if the parties have not agreed to default interest, the lender will only charge the statutory commercial interest rate of 7% per annum (the average bank interest rate is at 19% per annum) 
Mozambique is in economic and financial crisis now. But will be one of the fastest growing African countries in the next 5 years. Because of the huge gas development industry in the Cape Delgado Province where we have an office in the capital: Pemba. 

Mozambique Business Credit Reports 

Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. We provide freshly investigated Mozambique Credit Reports which can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed. 

Mozambique Skip Tracing Agents 

Creditreform’s debt collection company service also uses expert local Mozambique tracing agent services to locate any absconded debtor. This debtor tracing service is provided on a No Find No Fee basis only charging for a successful trace. 

Specialist Debt Recovery Experts 

There are many unique requirements to recovering international debts in all countries including Mozambique debt collection services which differ from the UK debt collection agency  services and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service. 

Mozambique Debt Collection Partners in the following Mozambique Cities 

What is the legal system in Mozambique? 

The Mozambique legal system is based on Portuguese civil law. 

What is the name of the Government Gazette in Mozambique? 

The Gazette in Mozambique is called the Boletin da República. 

Who are the main trading partners for Mozambique? 

The main import and export partners for Mozambique are India, South Africa, Netherlands, Italy, China and United Arab Emirates

Which countries border Mozambique? 

Mozambique is a nation in Africa which borders Tanzania, Malawi, Zambia, Zimbabwe, South Africa, and Eswatini

What is the Supreme Court in Mozambique? 

The Supreme Court for Mozambique is called the 'Supreme Court of Mozambique' 

Mozambique Debt Collection Agency FAQs 

1. How does a Debt collection agency in Mozambique recover overdue debts? 

The debt collection process is initiated by an introductory letter to your debtor stating the amount owed to you and informing them of our involvement. Letters are then followed up with emails and telephone calls. From our experience the most effective part of this process will be the outsourcing to a third party debt collection agency in Mozambique as the debtor now has to resolve the debt and can no longer hide or provide lame excuses. 

2. How long does the debt recovery agency in Mozambique take to process a case? 

The debt collection case will be processed immediately up receipt and a letter sent normally by email and post. You will receive an automated confirmation by return. 

3. What is the success rate for debt collection agencies in Mozambique? 

The success rate of the debt recovery case depends on a number of factors including the solvency of the debtor and whether the case has a legitimate dispute. Our aim is to recover every debt that is recoverable. 

4. Does the debt recovery agency in Mozambique operate a No Win No Fee debt collection? 

We take on all debt collection cases on No Win No Fee basis only charging the agreed commission against monies recovered. 

5. Why use a local debt recovery agency in Mozambique? 

The reasons for using a local Mozambique debt collection agency than processing from a different country is the debt collector in Mozambique speaks the local language, knows the local laws and operates in the same time zones. 

6. Are there any debts too old or too small for Mozambique debt collection? 

We will assess all debt cases, irrelevant of age and size and then advise the best processes to recover these through the Mozambique debt collector. 

7. How do I instruct the debt collectors in Mozambique? 

Instructing the debt collectors Mozambique is a simple process. You just email details of the debt, debtor and amount to be recovered and the case can be initiated. 

8. What evidence do I need to provide when instructing the Mozambique debt collector? 

When instructing the debt collector in Mozambique just provide copies of invoices/statements, debtor contact details and any relevant information you may have to assist with the recovery process. 

9. Who does the debtor pay? 

In general, the debt collector in Mozambique will request payments to be sent directly to the client but if not possible for any reasons will take payment directly. If payment is taken then cleared funds will be processed and sent to client straight away. 

10. Can I instruct multiple cases? 

You can send unlimited debt case instructions. Our systems will automate volume cases to meet your requirements. 

11. Can you trace debtors in Mozambique? 

Through our network of skip tracing agents we have an extremely high success rate of locating your absconded debtor. 

12. How long does the debt collection process take? 

On average the debt collections process takes 90 days to resolve an amicable debt recovery case. There are a number of factors that can delay this process but we will keep you informed every step of the way. 

13. What are my options if debt collection in Mozambique is not successful? 

If the debt recovery service is not successful, we will advise you of your options including legal actions. Please note no legal actions or other processes will be taken without prior instruction from you. 
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