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1. Costs - No Win No Fee! 

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only. 

2. Coverage in Zambia 

We cover all 1o provinces in Zambia. Our local office is centrally located in Lusaka which is the capital city enabling us to recover debts throughout all of Zambia. 

3. Local Experience 

Unlike many of our competitors all cases are handled by the local office or partner. There are 73 languages spoken in Zambia. The official language spoken is English, however the main local languages are Nyanja and Bemba.  Depending where your debtor resides in Zambia, they could use one of these many languages. The local office speak the local languages, and can work in the debtor's native tongue. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas. 

4. Statute of Limitation in Zambia 

6 years but there are many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim 
Search a country below for debt collection: 

How to Instruct Us 

We simply require the following details: 
Full name & address of the debtor 
All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s) 
Amount owed (Invoice(s) or Statement will help) 
Or ask us to call you – just leave us your details: 

Zambia Debt Collection – No Win No Fee 

Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. All our international offices and partners initiate the collection processes by sending the debtors a debt collection letter to introduce their involvement. 
Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows: 
The local International Debt collection Partners know: 
The local cultures 
The best methods of initiating debt recovery letters and processes 
The languages 
The laws 
Are in the same time zones 
Herewith details of our debt collection service Zambia: 

Location of debt recovery office in Zambia? 

CCO House, Stand No. 2374, Kelvin Siwale Road, P.O Box 30279, Lusaka, Zambia. 
All debt collection letters are sent by the local head office. 

Number of debt collection staff? 

Several staff. Each staff member is allocated a client and all their debt collection letters are personalised in order to effect the best response results from debtors. 

How long have you been operating a debt recovery service in Zambia? 

10+ years. 

What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)? 

We handle both Business to Business debt recovery cases and Business to Consumer debt collections cases. There is different content for business to business debt collection letter templates and business to consumer debt collection letters templates

Statue of Limitation in Zambia? 

Six years 

How EU (European Union) laws effect debt collection in Zambia? 

EU laws have little effect in Zambia 

How many companies registries in Zambia for businesses (i.e. UK has just 1 central registry)? 

One located in Lusaka 
General comments regarding the process in Zambia for debt collection and how differs from UK debt collection and other European countries: 

What is the debt collection process in Zambia? 

Pre court debt collection process is initiated with a introductory debt recovery letter followed by intense telephone calls, emails and site visits where required. 

Average length of time to collect a debt? 

Depends on the debt case but can take anything from 4 weeks to 12 months 

Can late payment fees / interest to be added to claims? 

Not usually recovered 

Details on legal service / process in Zambia? 

Comprises of the Supreme Court of Zambia, the High Court of Zambia, the Industrial Relations Court, the Subordinate Court and  the Local Court 

Zambia Business Credit Reports 

Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. We provide freshly investigated Zambia Credit Reports which can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed. 

Zambia Tracing Agents 

Creditreform’s debt collection company service also uses expert local Zambia tracing agent services to locate any absconded debtor. This debtor tracing service is provided on a No Find No Fee basis only charging for a successful trace. 

Specialist Debt Recovery Experts 

There are many unique requirements to recovering international debts in all countries including Zambia debt collection services which differ from the UK debt collection agency services and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service. 

Zambia Debt Collection Partners in the following Zambia Cities  Kabwe Debt Collection Agency Kasama Debt Collection Agency Kitwe Debt Collection Agency Lusaka Debt Collection Agency Ndola Debt Collection Agency  

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