1. Costs - No Win No Fee! 

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only. 

2. Coverage in Slovakia 

Slovakia is divided up into 8 regions. Our local office is in Bratislava which is the country's capital enabling us to recover debts throughout the entire country. 

3. Local Experience 

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors' language, in this case Slovak is the most widely spoken language. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas. 

4. Statute of Limitation in Slovakia 

4 years for B2B and 3 years for B2C debts but there are many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim 
Search a country below for debt collection: 

How to Instruct Us 

We simply require the following details: 
Full name & address of the debtor 
All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s) 
Amount owed (Invoice(s) or Statement will help) 
Or ask us to call you – just leave us your details: 

Slovakia Debt Collection – No Win No Fee 

Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our international debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. All our international offices and partners initiate the collection processes by sending the debtors a debt collection letter to introduce their involvement. 
Creditreform was the first credit agency in Slovakia after the fall of the Iron Curtain. Today, our business group serves companies in all industries such as banks, leasing companies, large and small organisations, etc.  We will take over your whole correspondence with your defaulting debtors and recover your money quickly and effectively. Our Dunning Procedure has been so well perfected and is so effective that we resolve most of the cases out-of-court. If requested, we will initiate legal proceedings against the debtor in cooperation with the best law firms. If you have any doubts about a non paying debtor the sooner you instruct us higher are the chances of success. 
Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows: 
The local International Debt collection Partners know: 
The local cultures 
The best methods of initiating debt recovery letters and processes 
The languages 
The laws 
Are in the same time zones 
Herewith details of our debt collection service Slovakia: 

Location of debt recovery office in Slovakia? 

1 office in Bratislava. All debt collection letters are sent by the local head office. 

Number of debt collection staff? 

3 employees. Each staff member is allocated a client and all their debt collection letters are personalised in order to effect the best response result s from debtors. 

How long have you been operating a debt recovery service in Slovakia? 

We have been operating a European debt collection service on a no win no fee basis in Slovakia since 1992. Slovakia is included on our debt collection agency list

What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)? 

We handle both Business to Business debt recovery cases and Business to Consumer debt collections cases. There is different content for business to business debt collection letter templates and business to consumer debt collection letters templates. 

Statue of Limitation in Slovakia? 

4 years in B2B, 3 years B2C. 
Slovakia civil litigation statute of limitations is a law that time limits a plaintiff’s right to bring a claim against a defendant. The statute of limitations in Slovakia is 4 years. However, if an action has been taken within this time then the statute of limitations time will be extended to account for this. Once the specified time period elapses then no action can be taken through the legal processes unless the plaintiff is able to prove exceptional circumstances. Other Statute of Limitations include: 
Slovakia Open Account Years – 4 years 
Slovakia Promissory Notes – 3 years 
Slovakia Written Contracts – 4 years 
Slovakia Oral Agreements – 4 years 

How EU (European Union) laws effect debt collection in Slovakia? 

Problems in recovering claims of foreign creditors against consumers. 
Slovakia has been a European Union (EU) member country since 2004, Euro area member since 2009 and Schengen area member since 2007. 

How many companies registries in Slovakia for businesses (i.e. UK has just 1 central registry)? 

Trade register (Zivnostenský register) and Commercial register (Obchodný register = 7 regional courts). 
There is 1 company registry in Slovakia which is called Ministry of Justice - Business Register located at Ministry of Justice of the Slovak Republic, Račianska ul. 71, 813 11 Bratislava, Slovakia. 
We have access to Slovakia Company Registry searches to find out who further background information on all Slovakia companies. 

What is the debt collection process in Slovakia? 

We first send a debt recovery letter/mail. In B2C we send also a registered letter. After 10 days we send a second debt collection letter, a warning that the file will be transferred to the lawyer. Then we try a phone conversation. Our in-house lawyer send a last debt recovery letter, again after 10 days. We try to settle/close in 1 month. 

Average length of time to collect a debt? 

The average time taken to recover a Slovakia B2B debt collection case varies from case to case but typically takes 2- 3 months in Slovakia. 

Can late payment fees / interest to be added to claims? 

Only interests (legal or contractual) + 40 EUR late payment penalty in B2B 

Details on legal service / process in Slovakia? 

Issuing of a payment order is swiftly, in the case of opposition against court decision the proceedings could become very expensive and long. Enforcement of debts is limited by time.. 

Slovakia Business Credit Reports 

Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. We provide freshly investigated Slovakia Credit Reports which can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed. 

Slovakia Skip Tracing Agents 

Creditreform’s debt collection company service also uses expert local Slovakia tracing agent services to locate any absconded debtor. This debtor tracing service is provided on a No Find No Fee basis only charging for a successful trace. 

Specialist Debt Recovery Experts 

There are many unique requirements to recovering international debts in all countries including Slovakia debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agency in that country and not from debt collectors UK only. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collectoronly. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service. 

Slovakia Debt Collection Partners in the following Slovakian Cities 

Who are the main trading partners for Slovakia? 

The main import and export partner for Slovakia are Germany, Czech Republic, Poland, Hungary, France, Austria, Italy, UK, USA, China, Romania, Spain, Netherlands, Russia, and Switzerland

Which countries border Slovakia? 

Slovakia is located in Europe which borders Poland to the north, Ukraine to the east, Hungary to the south, and Austria to the southwest. Its former federal partner, the Czech Republic, lies to the west. 

What is the Supreme Court in Slovakia? 

The Supreme Courts for Slovakia are called 
The Constitutional Court of the Slovak Republic (Ústavný súd Slovenskej republiky) is a special court established by the Constitution of Slovakia. 
The Supreme Court of the Slovak Republic is the highest juridical authority in Slovakia which is based Bratislava and was established on 1st January 1993. 
Supreme Administrative Court of Slovakia 
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