1. Costs - No Win No Fee! 

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only. 

2. Coverage in Philippines 

Philippines is divided into 17 administrative regions covering over 7,000 islands. Our local office is in Pasig City which is in Metro Manila - the countries capital. This enables us to recover debts across all of Philippines. 

3. Local Experience 

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors' language in this case Filipino is the most widely spoken language. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas. 

4. Statute of Limitation in Philippines 

4 years for oral and 10 years for written contracts but there are many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim 
Search a country below for debt collection: 

How to Instruct Us 

We simply require the following details: 
Full name & address of the debtor 
All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s) 
Amount owed (Invoice(s) or Statement will help) 
Or ask us to call you – just leave us your details: 

Philippines Debt Collection – No Win No Fee 

Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. All our international offices and partners initiate the collection processes by sending the debtors a debt collection letter to introduce their involvement. 
In Japan, the debt collection process is normally started by an attorney. 
Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows: 
The local International Debt collection Partners know: 
The local cultures 
The best methods of initiating debt recovery letters and processes 
The languages 
The laws 
Are in the same time zones 
Herewith details of our debt collection service Philippines: 

Location of debt recovery office in Philippines? 

Pasig City in Metro Manila. All debt collection letters are sent by the local head office. 

Number of debt collection staff? 

Several staff. Each staff member is allocated a client and all their debt collection letters are personalised in order to effect the best response result s from debtors. 

How long have you been operating a debt recovery service in Philippines? 

We have been operating an Asia debt collection service on a no win no fee basis in Pakistan since 1994. Philippines is included on our debt collection agency list.. 

What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)? 

We handle both Business to Business debt recovery cases and Business to Consumer debt collections cases. There is different content for business to business debt collection letter templates and business to consumer debt collection letters templates

Statue of Limitation in Philippines? 

4 years for oral and 10 years for written contracts. 
Philippines civil litigation statute of limitations is a law that time limits a plaintiff’s right to bring a claim against a defendant. The statute of limitations in Philippines is 4 years. However, if an action has been taken within this time then the statute of limitations time will be extended to account for this. Once the specified time period elapses then no action can be taken through the legal processes unless the plaintiff is able to prove exceptional circumstances. Other Statute of Limitations include: 
Philippines Open Account Years – 4 years 
Philippines Promissory Notes – 4 years 
Philippines Written Contracts – 4 years 
Philippines Oral Agreements – 4 years 

How EU (European Union) laws effect debt collection in Philippines? 

To the extent that the Philippine government is signatory to treaty and other agreements. Otherwise, the general laws under the Civil Code of the Philippines shall apply. 
Philippines is in discussions over a free trade agreement (FTA) with European Union. The European Union opened negotiations for a trade agreement between the EU and Indonesia on 22nd December 2015 which are ongoing. The aim is for the agreement to be similar to existing agreements in place between the EU and Singapore and Vietnam. All three countries are members of the Association of South East Asian Nations (ASEAN). 

How many companies registries in Philippines for businesses (i.e. UK has just 1 central registry)? 

2 registries, Securities and Exchange Commission (SEC) and the Department of Trade and Industry (DTI). 
There is 1 central company registry in Philippines which is called Department of Trade and Industry – Business Name Registration System (BNRS) located at Trade & Industry Building, 361 Senator Gil J. Puyat Avenue, Makati City, Metro Manila, Philippines 1200. 
We have access to Philippines Company Registry searches to find out who further background information on all Philippines companies. 

What is the debt collection process in Philippines? 

Under the principle of fair and reasonable actions, i.e., writing of letters to the debtor, phone calls at a reasonable hour, and site visit under reasonable circumstances. 

Average length of time to collect a debt? 

The average time taken to recover a Philippines B2B debt collection case varies from case to case but typically takes 6 months to 1 year in Philippines. 

Can late payment fees / interest to be added to claims? 

Unfortunately late payment interest is not usually recoverable for Philippines debt collection cases. 

Details on legal service / process in Philippines? 

A debt recovery letter is normally sent by postal mail or personal delivery; those that involves court processes is coursed through Court Sheriffs and process servers. 

Philippines Business Credit Reports 

Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. We provide freshly investigated Philippines Credit Reports which can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed. 

Philippines Skip Tracing Agents 

Creditreform’s debt collection company service also uses expert local Philippines tracing agent services to locate any absconded debtor. This debtor tracing service is provided on a No Find No Fee basis only charging for a successful trace. 

Specialist Debt Recovery Experts 

There are many unique requirements for international debt recovery in all countries including the Philippines debt collection services which differ from debt collectors UK and therefore it is very important that cases are handled directly by our local expert international debt collection agencies and not here from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service and the greatest chance of recovering your money without incurring huge upfront costs. 

Philippines Debt Collection Partners in the following Philippines Cities: 

What is the name of the Government Gazette in Philippines? 

The Gazette in Philippines is called the Official Gazette. 

Who are the main trading partners for Philippines? 

The main import and export partner for Philippines are China, Japan, USA and European Union

Which countries border Philippines? 

Philippines is located in Asia which borders Malaysia in the southwest, Indonesia in the south, Vietnam in the west, and Taiwan and mainland China to the north. 

What is the Supreme Court in Philippines? 

The Supreme Court (Kataas-taasang Hukuman aka the Korte Suprema is the highest court in the Philippines which was established on 11th June 1901. 

Philippines Debt Collection Agency FAQs 

1. How does a Debt collection agency in Philippines recover overdue debts? 

The debt collection process is initiated by an introductory letter to your debtor stating the amount owed to you and informing them of our involvement. Letters are then followed up with emails and telephone calls. From our experience the most effective part of this process will be the outsourcing to a third party debt collection agency in Philippines as the debtor now has to resolve the debt and can no longer hide or provide lame excuses. 

2. How long does the debt recovery agency in Philippines take to process a case? 

The debt collection case will be processed immediately up receipt and a letter sent normally by email and post. You will receive an automated confirmation by return. 

3. What is the success rate for debt collection agencies in Philippines? 

The success rate of the debt recovery case depends on a number of factors including the solvency of the debtor and whether the case has a legitimate dispute. Our aim is to recover every debt that is recoverable. 

4. Does the debt recovery agency in Philippines operate a No Win No Fee debt collection? 

We take on all debt collection cases on No Win No Fee basis only charging the agreed commission against monies recovered. 

5. Why use a local debt recovery agency Philippines? 

The reasons for using a local Philippines debt collection agency than processing from a different country is the debt collector in Philippines speaks the local language, knows the local laws and operates in the same time zones. 

6. Are there any debts too old or too small for Philippines debt collection? 

We will assess all debt cases, irrelevant of age and size and then advise the best processes to recover these through the Philippines debt collector. 

7. How do I instruct the debt collectors in Philippines? 

Instructing the debt collectors Philippines is a simple process. You just email details of the debt, debtor and amount to be recovered and the case can be initiated. 

8. What evidence do I need to provide when instructing the Philippines debt collector? 

When instructing the debt collector in Philippines just provide copies of invoices/statements, debtor contact details and any relevant information you may have to assist with the recovery process. 

9. Who does the debtor pay? 

In general the debt collector in Philippines will request payments to be sent directly to the client but if not possible for any reasons will take payment directly. If payment is taken then cleared funds will be processed and sent to client straight away. 

10. Can I instruct multiple cases? 

You can send unlimited debt case instructions. Our systems will automate volume cases to meet your requirements. 

11. Can you trace debtors in Philippines? 

Through our network of skip tracing agents we have an extremely high success rate of locating your absconded debtor. 

12. How long does the debt collection process take? 

On average the debt collections process takes 90 days to resolve an amicable debt recovery case. There are a number of factors that can delay this process but we will keep you informed every step of the way. 

13. What are my options if debt collection in Philippines is not successful? 

If the debt recovery service is not successful we will advise you of your options including legal actions. Please note no legal actions or other processes will be taken without prior instruction from you. 
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