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1. Costs - No Win No Fee! 

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only. 

2. Coverage in Canada 

Canada is divided into 13 provinces and 3 territories with the most populous provinces being Ontario, Quebec, British Columbia and Alberta. We recover debts throughout all of Canada with our central offices in Vancouver, Edmonton and Toronto. 

3. Local Experience 

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors' language, in the case of Canada there are 2 official languages in English and French along with several indigenous languages spoken. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas. 

4. Statute of Limitation in Canada 

6 years but there are many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim 
Search a country below for debt collection: 

How to Instruct Us 

We simply require the following details: 
Full name & address of the debtor 
All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s) 
Amount owed (Invoice(s) or Statement will help) 
Or ask us to call you – just leave us your details: 

Canada Debt Collection – No Win No Fee 

Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. All our international offices and partners initiate the collection processes by sending the debtors a debt collection letter to introduce their involvement. 
Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows: 
The local International Debt collection Partners know: 
The local cultures 
The best methods of initiating debt recovery letters and processes 
The languages 
The laws 
Are in the same time zones 
Herewith details of our debt collection service Canada: 

Location of debt recovery office in Canada? 

Vancouver, Edmonton, Toronto. All debt collection letters are sent by the local head office. 

Number of debt collection staff? 

15. Each staff member is allocated a client and all their debt collection letters are personalised in order to effect the best response result s from debtors. 

How long have you been operating a debt recovery service in Canada? 

90 years 

What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)? 

We handle both Business to Business debt recovery cases and Business to Consumer debt collections cases. There is different content for business to business debt collection letter templates and business to consumer debt collection letters templates

Statue of Limitation in Canada? 

6 years 

How EU (European Union) laws effect debt collection in Canada? 

Canadian laws supersedes all EU laws for debtors residing in Canada.  EU laws will have no bearing on collections whatsoever. 

How many companies registries in Canada for businesses (i.e. UK has just 1 central registry)? 

1 for each province and territory and 1 for Federal. 

What is the debt collection process in Canada? 

In Canada, we do not have to send a registered mail.  We can simply send a debt recovery letter out by mail or email and then wait 5 days before we can start calling them to collect on an account. 

Average length of time to collect a debt? 

Average is about 45 days for the first payment. 

Can late payment fees / interest to be added to claims? 

Only if the debtor signs a contract agreeing to fees and interest prior to the product or service being provided by the creditor. 

Details on legal service / process in Canada? 

Legal actions and procedures differ between provinces and territories.  Hence we have different guidelines for each. 
GDPR can make debt collection challenging as when we request invoices, medical providers may not be able to provide it to us.  The other challenge would be on your end.  Canada is recognized as a secure country under the GDPR and we can obtain documents as such.  However, from time to time, we recognize that a debt collection agency in Europe may not be able to send invoices to us because their capability of sending invoices may not be considered GDPR compliant. 

Canada Business Credit Reports 

Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. We provide freshly investigated Canada Credit Reports which can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed. 

Canada Tracing Agents 

Creditreform’s debt collection company service also uses expert local Canada tracing agent services to locate any absconded debtor. This debtor tracing service is provided on a No Find No Fee basis only charging for a successful trace. 

Specialist Debt Recovery Experts 

There are many unique requirements to recovering international debts in all countries including Canada debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service. 

Canada Debt Collection Partners in the following Canadian Cities: 

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