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1. Costs - No Win No Fee! 

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only. 

2. Coverage in Bosnia & Herzegovina 

Bosnia & Herzegovina is divided into 2 political entities Federation of Bosnia and Herzegovina and Republika Srpska. Our local office is in the largest municipality Sarajevo which means we are in prime location to recover debts throughout the entire country. 

3. Local Experience 

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors' language, in this case there is no official language but the most widely spoken are Bosnian (53%), Serbian (31%) and Croatian (15%). We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas. 

4. Statute of Limitation in Bosnia & Herzegovina 

3 years but there are special exemptions so whatever the age please contact us and we will advise if we can assist with your claim 
Search a country below for debt collection: 

How to Instruct Us 

We simply require the following details: 
Full name & address of the debtor 
All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s) 
Amount owed (Invoice(s) or Statement will help) 
Or ask us to call you – just leave us your details: 

Bosnia & Herzegovina Debt Collection – No Win No Fee 

Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. 
Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows: 
The local International Debt collection Partners know: 
The local cultures 
The best methods of initiating debt recovery letters and processes 
The languages 
The laws 
Are in the same time zones 
Herewith details of our debt collection service Bosnia & Herzegovina: 

Location of debt recovery office in Bosnia & Herzegovina? 

Sarajevo. All debt collection letters are sent by the local head office. 

Number of debt collection staff? 

3 staff.Each staff member is allocated a client and all their debt collection letters are personalised in order to effect the best response result s from debtors. 

How long have you been operating a debt recovery service in Bosnia & Herzegovina? 

Since 2007 

What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)? 

We handle both Business to Business debt recovery cases and Business to Consumer debt collections cases. There is different content for business to business debt collection letter templates and business to consumer debt collection letters templates

Statue of Limitation in Bosnia & Herzegovina? 

3 years 

How EU (European Union) laws effect debt collection in Bosnia & Herzegovina? 

There are no effects but generally all laws have to harmonize with EU laws in next years 

How many companies registries in Bosnia & Herzegovina for businesses (i.e. UK has just 1 central registry)? 

2 company registries 

What is the debt collection process in Bosnia & Herzegovina? 

We send the reminder debt collection letters (usually two debt recovery  letters) via email or post, we call the debtor every two weeks, we go on debtor’s address and make agreements, payment plans in cooperation with our clients. We have additional services as a credit report, a Lawyer’s reminder and check of debtor’s bank accounts and assets in order we suggest a legal action or not. 

Average length of time to collect a debt? 

Average 4 months but it depends from payment plans and amount of debt. Also, it can be 12 months. 

Can late payment fees / interest to be added to claims? 

Yes, it can be added but only court can force the debtor to pay. In out of court proceedings the debtors avoid to pay interests or other costs. 

Details on legal service / process in Bosnia & Herzegovina? 

The legal processes take between 2 and 5 years which depends an appeal on Lawsuit or Judgment. 
The appeals prolong the court process when we have to engage a court financials experts etc. 
If there is no appeal usually our lawyers go on two obligatory hearings and process will be finish within 2 years. 
Only if creditor has a bill of exchange then we can go on enforcement proceeding and can finish between 1 and 2 years. 

Bosnia & Herzegovina Business Credit Reports 

Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. There are around 70,000 active businesses in Bosnia & Herzegovina. We provide freshly investigated Bosnia & Herzegovina credit reports which can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed. 

Bosnia & Herzegovina Tracing Agents 

Creditreform’s debt collection company service also uses expert local Bosnia & Herzegovina tracing agent services to locate any absconded debtor. This debtor tracing service is provided on a No Find No Fee basis only charging for a successful trace. 

Specialist Debt Recovery Experts 

There are many unique requirements to recovering international debts in all countries including Bosnia and Herzegovina debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from the Debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service. 
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