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1. Costs - No Win No Fee! 

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only. 

2. Coverage in Ecuador 

Ecuador is divided into 24 provinces - the largest 3 being Guayas, Pichincha and Manabí. Our local office is in Quito (Pichincha province) enabling us to recover debts throughout the entire country. 

3. Local Experience 

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors' language, in the case of Ecuador the official language is Spanish and there are many native languages spoken as well. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas. 

4. Statute of Limitation in Ecuador 

10 years but there are many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim. 
Search a country below for debt collection: 

How to Instruct Us 

We simply require the following details: 
Full name & address of the debtor 
All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s) 
Amount owed (Invoice(s) or Statement will help) 
Or ask us to call you – just leave us your details: 

Ecuador Debt Collection – No Win No Fee 

Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. All our international offices and partners initiate the collection processes by sending the debtors a debt collection letter to introduce their involvement. 
Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows: 
The local International Debt collection Partners know: 
The local cultures 
The best methods of initiating debt recovery letters and processes 
The languages 
The laws 
Are in the same time zones 
Herewith details of our debt collection service Ecuador: 

Location of debt recovery office in Ecuador? 

Quito. All debt collection letters are sent by the local head office. 

Number of debt collection staff? 

8 lawyers. 
Each staff member is allocated a client and all their debt collection letters are personalised in order to effect the best response results from debtors. 
Option for sub-hiring a private investigator 

How long have you been operating a debt recovery service in Ecuador? 


What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)? 

We handle both Business to Business debt recovery cases and Business to Consumer debt collections cases. There is different content for business to business debt collection letter templates and business to consumer debt collection letters templates

Statue of Limitation in Ecuador? 

10 years for normal invoices, 5 years for IOU's (as an expedite process, then an ordinary process is still available for the 10 year period). 

How EU (European Union) laws effect debt collection in Ecuador? 


How many companies registries in Ecuador for businesses (i.e. UK has just 1 central registry)? 

The Superintendence of Companies, Values and Insurance, and the Superintendence of Banking 

What is the debt collection process in Ecuador? 

Start with extrajudicial efforts, if a payment plan is proposed and accepted have it signed before a Mediator, so that it acts as a last judicial instance, and thus, executable, sentence. If the agreement is not complied with, or no payment plan is offered, a judicial process (execution or first instance) needs be filed in order to attempt to collect. 

Average length of time to collect a debt? 

With mediation, 1 month and depending on the payment plan; or, if a first instance judicial process approx 1 year (with further appeals to Provincial and then National Coursts ~ approx. 4+ years); or if within a mediation minutes execution process, approx. 2 months for the payment order, or 5+ for insolvency, etc. 

Can late payment fees / interest to be added to claims? 

.Yes, whatever was agreed as penalty in the contract, and/or Ecuadorian maximum legal interest (currently around 9% yearly). 

Details on legal service / process in Ecuador? 

It is slow and uncertain, thus, usually advisable to accept a lengthy payment plan with an acceleration clause before a Mediation Centre 

Ecuador Business Credit Reports 

Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. We provide freshly investigated Ecuador Credit Reports which can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed. 

Ecuador Tracing Agents 

Creditreform’s debt collection company service also uses expert local Ecuador tracing agent services to locate any absconded debtor. This debtor tracing service is provided on a No Find No Fee basis only charging for a successful trace. 

Specialist Debt Recovery Experts 

There are many unique requirements to recovering international debts in all countries including Ecuador debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service. 
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