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1. Costs - No Win No Fee! 

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only. 

2. Coverage in Iraq 

We cover all 9 governorates in Iraq. Our local is in Al Mansoor District, Baghdad which is the capital city so we are centrally located to recover debts throughout all of Iraq. 

3. Local Experience 

Unlike many of our competitors all cases are handled by the local office or partner. The main languages spoken in Iraq are Mesopotamian Arabic, Kurdish, Iraqi Turkmen dialect of Turkish, and the Neo-Aramaic languages. The local office speak the local languages, and can work in the debtor's native tongue. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas. 

4. Statute of Limitation in Iraq 

3 years but there are many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim 
Search a country below for debt collection: 

How to Instruct Us 

We simply require the following details: 
Full name & address of the debtor 
All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s) 
Amount owed (Invoice(s) or Statement will help) 
Or ask us to call you – just leave us your details: 

Iraq Debt Collection – No Win No Fee 

Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. 
Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows: 
The local International Debt collection Partners know: 
The local cultures 
The languages 
The laws 
Are in the same time zones 
Herewith details of our debt collection service Iraq: 

Location of debt recovery office in Iraq? 

Al Mansoor District, Baghdad, Iraq. All debt collection letters are sent by the local head office. 

Number of debt collection staff? 

Over 20. Each staff member is allocated a client and all their debt collection letters are personalised in order to effect the best response result s from debtors. 

How long have you been operating a debt recovery service in Iraq? 

5-10 years 

What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)? 

We handle both Business to Business debt recovery cases and Business to Consumer debt collections cases. There is different content for business to business debt collection letter templates and business to consumer debt collection letters templates

Statue of Limitation in Iraq? 

3 years 

How EU (European Union) laws effect debt collection in Iraq? 

No real effect 

How many companies registries in Iraq for businesses (i.e. UK has just 1 central registry)? 

One central registry based in Baghdad 
General comments regarding the process in Iraq for debt collection and how differs from UK debt collection and other European countries: 

What is the debt collection process in Iraq? 

Out of court debt collection process is via letter cycles, emails and telephone calls. Site visits can be made where required. 

Average length of time to collect a debt? 

This will depend on the size, nature and age of debt and whether there are any disputes. Canb take upto 12 months 

Can late payment fees / interest to be added to claims? 

Not usually recovered 

Details on legal service / process in Iraq? 

There have been many changes in the legal processes in recent years. 

Iraq Business Credit Reports 

Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. We provide freshly investigated Iraq Credit Reports which can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed. 

Iraq Tracing Agents 

Creditreform’s debt collection company service also uses expert local Iraq tracing agent services to locate any absconded debtor. This debtor tracing service is provided on a No Find No Fee basis only charging for a successful trace. 

Specialist Debt Recovery Experts 

There are many unique requirements to recovering international debts in all countries including Iraq debt collection services which differ from the UK debt collection agency services and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.. 

Iraq Debt Collection Partners in the following Iraq Cities 

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