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1. Costs - No Win No Fee! 

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only. 

2. Coverage in Gambia 

Gambia is divided into 5 administrative regions. Our local office is in Kanifing, near Banjul the country's capital. This enables us to recover debts throughout the entire country. 

3. Local Experience 

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors' language, in the case of Gambia English is used for official purposes and education but there are several other languages spoken including Mandinka, Wolof, Fula, Serer, Krio and Jola. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas. 

4. Statute of Limitation in Gambia 

6 years but there are many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim 
Search a country below for debt collection: 

How to Instruct Us 

We simply require the following details: 
Full name & address of the debtor 
All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s) 
Amount owed (Invoice(s) or Statement will help) 
Or ask us to call you – just leave us your details: 

Gambia Debt Collection – No Win No Fee 

Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. All our international offices and partners initiate the collection processes by sending the debtors a debt collection letter to introduce their involvement. 
Collecting a debt Gambia can be complicated but our expert local debt collection partner will simplify as much as possible and ensure you fully understand how the case is progressing and kept up to date every step of the way 
Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows: 
The local International Debt collection Partners know: 
The local cultures 
The best methods of initiating debt recovery letters and processes 
The languages 
The laws 
Are in the same time zones 
Herewith details of our debt collection service Gambia: 

Location of debt recovery office in Gambia? 

Kanifing. All debt collection letters are sent by the local head office. 

Number of debt collection staff? 

15. Each staff member is allocated a client and all their debt collection letters are personalised in order to effect the best response results from debtors. 

How long have you been operating a debt recovery service inGambia? 

Since 1991 

What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)? 

We handle both Business to Business debt recovery cases and Business to Consumer debt collections cases. There is different content for business to business debt collection letter templates and business to consumer debt collection letters templates

Statue of Limitation in Gambia? 

6 years 

How many companies registries in Gambia for businesses (i.e. UK has just 1 central registry)? 

1 central Banjul registry and 1 subsidiary based in Kanifing Municipality. 

What is the debt collection process in Gambia? 

Each case is different and there is no time line which you can rely on. 
Debtors may not always be in this jurisdiction. Therefore service can take time or result in applications for substituted service. 
Settlement is to be encouraged rather than litigate.  Payment plans obviously depend on the individual circumstances and agreement on the length of the repayment period. 
The court procedures are slow, taking years rather than months. Cases are not listed for hearing and then proceeded to conclusion in one hearing. 
Matters are adjourned part heard, often for months at a time. 
Post judgment enforcement proceedings are common and unsatisfactory. Petty corruption and abuse of process is common. 

Can late payment fees / interest to be added to claims? 

Only if part of original agreement. 

Details on legal service / process in Gambia? 

As a Commonwealth country, former colony based in English common law, the procedures of recovery, litigation, court process and enforcement are fundamentally similar to England. 

Gambia Business Credit Reports 

Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. We provide freshly investigated Gambia Credit Reports which can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed. 

Gambia Tracing Agents 

Creditreform’s debt collection company service also uses expert local Gambia tracing agent services to locate any absconded debtor. This debtor tracing service is provided on a No Find No Fee basis only charging for a successful trace. 

Specialist Debt Recovery Experts 

There are many unique requirements to recovering international debts in all countries including Gambia debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service. 
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